Company Sponsorship: A sponsorship request must be submitted by your employer. North Carolina will review and accept or reject the sponsorship request.
\nNorth Carolina offers an “Approved-Inactive” license status. If you are not currently employed by a mortgage company (or your employer has not yet requested sponsorship on your behalf) and you have completed all requirements for this license, the license may be issued as “Approved-Inactive” until sponsorship by a mortgage company is acquired. While in an “Approved-Inactive” status, you are NOTauthorized to conduct business under the authority of the North Carolina Mortgage Loan Originator license.
","IsNote":true,"SubmittedVia":"NMLS
","Order":1,"RequirementsCategory":44,"NMLSDocumentUploadType":49,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-09-05T16:24:43.257","Version":5,"ChangeType":"MOD"},{"LicenseTypeID":975,"LicenseRequirementID":3492,"RequirementText":"Employment History: The business address listed in the Employment section of the Individual Form (MU4) must match the address of the registered location in the Company Relationship.
\nNote: N/A for exclusive mortgage brokers with prior authorization.
","IsNote":true,"SubmittedVia":"NMLS
","Order":2,"RequirementsCategory":44,"NMLSDocumentUploadType":49,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-09-05T16:24:43.257","Version":6,"ChangeType":"MOD"},{"LicenseTypeID":975,"LicenseRequirementID":3494,"RequirementText":"Criminal Background Check Documentation: Upload documentation to show plea, disposition, and severity of incidents pursuant to N.C.G.S. §53-244.060(2) and (3).
\nNote: For Temporary Authority to Operate applicants, supporting documentation of background check items must be received, reviewed, and confirmed to clear the license item by the 9th business day from application for temporary authority to operate to commence. Review the requirements: N.C.G.S. §53-244.060(2) and (3).
","IsNote":true,"SubmittedVia":"Upload in NMLS in the Document Uploads section of the Individual Form (MU4) or disclosure question explanations as applicable.
","Order":5,"RequirementsCategory":38,"NMLSDocumentUploadType":49,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-09-05T16:29:59.297","Version":6,"ChangeType":"MOD"},{"LicenseTypeID":975,"LicenseRequirementID":19858,"RequirementText":"Credit Report Explanations: Upon license item request, upload documentation on seriously derogatory credit, liens, and judgments, such as proof of payoffs, payment arrangements and evidence of payments made, or evidence of any formal dispute filed (documents must be dated). Accounts to address include, but are not limited to: accounts with serious delinquencies within the last 3 years in collections status, charge-off status, accounts currently past due 120+ days including child support, repossessions, foreclosures, liens, and judgments.
\nNote: Items regarding bankruptcy, foreclosure actions, outstanding judgments or liens, or delinquent child support payments should be addressed in the Disclosure Explanations section of your Individual Form (MU4).
\nNote: For Temporary Authority to Operate applicants, supporting documentation of credit report items must be received, reviewed, and confirmed to clear the license item by the 30th day from the date the license item was placed.
\nReview the requirements of financial responsibility pursuant to N.C.G.S. § 53244.060(4).
\nThis document should be named Credit Report Explanations – Sub Name – Document Creation Date.
","IsNote":null,"SubmittedVia":"Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Credit Report Explanations.
\nItems regarding bankruptcy, foreclosure actions, outstanding judgments or liens, or delinquent child support payments should be addressed in the Disclosure Explanations section of your Individual Form (MU4).
","Order":3,"RequirementsCategory":36,"NMLSDocumentUploadType":50,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-09-05T16:24:43.257","Version":6,"ChangeType":"MOD"},{"LicenseTypeID":975,"LicenseRequirementID":30394,"RequirementText":"Disclosure Questions: Provide an explanation and, if applicable, a supporting document for each “Yes” response. Upload documentation to show plea, disposition, and severity of incidents pursuant to N.C.G.S. §53-244.060(2) and (3).
\nNote: For Temporary Authority to Operate applicants, supporting documentation of background check items must be received, reviewed, and confirmed to clear the license item by the 9th business day from application for temporary authority to operate to commence. Review the requirements: N.C.G.S. §53-244.060(2) and (3).
","IsNote":true,"SubmittedVia":null,"Order":6,"RequirementsCategory":null,"NMLSDocumentUploadType":null,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-09-05T16:24:43.257","Version":4,"ChangeType":"ADD"}],"Id":22521,"Exception":null,"Status":5,"IsCanceled":false,"IsCompleted":true,"IsCompletedSuccessfully":true,"CreationOptions":0,"AsyncState":null,"IsFaulted":false}