{"Result":[{"LicenseTypeID":1048,"LicenseRequirementID":3879,"RequirementText":"

Company Sponsorship: A sponsorship request must be submitted by your employer. The SML will review and accept or reject the sponsorship request.

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The SML offers an “Approved-Inactive” license status. If you are not currently employed by a mortgage company (or your employer has not yet requested sponsorship on your behalf) and you have completed all requirements for this license, the license may be issued as “Approved-Inactive” until sponsorship by an appropriate entity is acquired. While in an “Approved-Inactive” status, you are NOT authorized to conduct business under the authority of the TX SML Mortgage Loan Originator License.

","IsNote":true,"SubmittedVia":"

NMLS

","Order":null,"RequirementsCategory":44,"NMLSDocumentUploadType":49,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Mr. William Purce (wpurce@sml.texas.gov)","Modified":"2025-09-12T21:27:16.15","Version":4,"ChangeType":"MOD"},{"LicenseTypeID":1048,"LicenseRequirementID":3880,"RequirementText":"

Employment date for current sponsors must accurately reflect the date you were hired by the sponsoring company, irrespective of whether you function as a mortgage loan originator.

","IsNote":true,"SubmittedVia":"N/A","Order":null,"RequirementsCategory":44,"NMLSDocumentUploadType":49,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2026-03-26T19:43:44.423","Version":5,"ChangeType":"MOD"},{"LicenseTypeID":1048,"LicenseRequirementID":3882,"RequirementText":"

Evidence of Authorization to Work in U.S.: Individuals born outside of the United States must provide evidence of authority to work in the U.S. (e.g. permanent resident alien card, naturalization certificate, employment authorization card, or appropriate immigration authorization). Further documentation may be required.

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Note: Full Name Entry - Applicant’s Full Name (First, Middle, Last) must be entered on the Individual Form (MU4) and must be the individual’s legal name as found on their birth certificate, marriage license, divorce decree, or other legal name/name change document. If the applicant is a “Jr.”, “Sr.”, “III”, etc., that designation must be entered in the suffix section. DO NOT enter marital statuses such as “Mr.”, “Ms.”, or “Mrs.” Etc. Any legal name change must be supported by supporting documentation.

","IsNote":null,"SubmittedVia":"

Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Legal Name/Status Documentation. 

","Order":null,"RequirementsCategory":34,"NMLSDocumentUploadType":52,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-08-25T05:12:29.1","Version":3,"ChangeType":"MOD"},{"LicenseTypeID":1048,"LicenseRequirementID":3883,"RequirementText":"

Legal Name/Status Documentation: Upload legal documentation of legal name or legal status.

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This may be certified copies of divorce decree, marriage certificate, copy of driver’s license, passport, etc.

","IsNote":null,"SubmittedVia":"

Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Legal Name/Status Documentation. 

","Order":null,"RequirementsCategory":34,"NMLSDocumentUploadType":52,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-08-25T05:12:56.573","Version":4,"ChangeType":"MOD"},{"LicenseTypeID":1048,"LicenseRequirementID":19943,"RequirementText":"

Active Duty Service Military Member, Military Veteran, and Spouse of Active Duty Service Military Member Required Documentation for an Expedited Review: 

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  1.  Required Documentation:
    2. \n
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  1. \n
      \n
    1. Active Duty Service Member: Upload a true and correct copy of your military ID and military orders showing relocation, if applicable
      2. \n
    2. Military Veteran: Upload a true and correct copy of DD Form 214 or, for a veteran of the Texas Military Forces or other similar military service of another state, a functionally equivalent document evidencing your discharge and status as a veteran.
      3. \n
    3. Spouse of Active Duty Service Military Member: Upload a true and correct copy of your military ID (as the spouse of an active duty service member), military servicemember's orders showing relocation, if applicable, and a military spouse's marriage license.
      4. \n
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    2. \n
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2. Information regarding the Request for Military Licensing Review can be found at https://www.sml.texas.gov/mortgage-origination/licensing/military/

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3.E-mail the Request for Military Licensing Review form to military.licensing@sml.texas.gov after application submission in NMLS.

","IsNote":null,"SubmittedVia":"

Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Service Member or Veteran Documentation. 

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OR

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E-mail to: military.licensing@sml.texas.gov

","Order":null,"RequirementsCategory":46,"NMLSDocumentUploadType":47,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Mr. William Purce (wpurce@sml.texas.gov)","Modified":"2025-09-24T11:28:22.333","Version":7,"ChangeType":"MOD"},{"LicenseTypeID":1048,"LicenseRequirementID":19944,"RequirementText":"","IsNote":true,"SubmittedVia":null,"Order":null,"RequirementsCategory":46,"NMLSDocumentUploadType":49,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-08-25T05:16:31.37","Version":4,"ChangeType":"MOD"},{"LicenseTypeID":1048,"LicenseRequirementID":26084,"RequirementText":"

Credit Report Explanations: Submit a line by line, detailed letter of explanation of all derogatory credit accounts along with proof of payoffs, payment arrangements and evidence of payments made, or evidence of any formal dispute filed (documents must be dated). Accounts to address include, but are not limited to: collections items, charge offs, accounts currently past due, accounts with serious delinquencies in the last 3 years, repossessions, loan modifications, etc.

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Note: Items regarding bankruptcy, foreclosure actions, outstanding judgments or liens, or delinquent child support payments should be addressed in the Disclosure Explanations section of your Individual Form (MU4).

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An applicant with a credit report that includes derogatory information may be required to provide an explanation, including, but not limited to: (1) relevant payoff or satisfaction letters from creditors and/or collection agencies evidencing payment of outstanding obligations or an existing repayment plan, (2) relevant tax lien releases or satisfaction notices or an existing repayment plan, (3) a lender short sale approval letter, (4) lender’s acknowledgement of the receipt of a loan modification application or loan modification approval, (5) bankruptcy discharge documents, (6) court order(s) vacating outstanding judgments, (7) documentation demonstrating identity theft and its financial impact on the individual, (8) a child support enforcement balance and appears statement or letter, and (9) documentation providing that the item was erroneously put on the credit report and has been removed.

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This document should be named Credit Report Explanations –[Individual’s Name] – Document Creation Date].

","IsNote":null,"SubmittedVia":"

Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Credit Report Explanations. 

","Order":null,"RequirementsCategory":36,"NMLSDocumentUploadType":50,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-08-25T05:17:13.327","Version":2,"ChangeType":"MOD"}],"Id":22499,"Exception":null,"Status":5,"IsCanceled":false,"IsCompleted":true,"IsCompletedSuccessfully":true,"CreationOptions":0,"AsyncState":null,"IsFaulted":false}