SPONSORSHIP: A sponsorship request must be submitted by an approved Mortgage Lender/Servicer before the license will be approved. If the originator is not currently employed by an approved Mortgage Lender/Servicer, the application will not be approved.
","IsNote":true,"SubmittedVia":"NMLS
","Order":1,"RequirementsCategory":44,"NMLSDocumentUploadType":49,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-09-08T17:26:04.693","Version":9,"ChangeType":"MOD"},{"LicenseTypeID":1042,"LicenseRequirementID":19929,"RequirementText":"CRIMINAL BACKGROUND CHECK: Upload a letter of explanation for any misdemeanors within the last ten (10) years. Upload a letter of explanation for any felony convictions and upload a copy of the final disposition. Depending on the nature of the charges, additional information may be requested.
","IsNote":true,"SubmittedVia":"NMLS
CREDIT REPORT: Please submit a line-by-line, detailed letter of explanation of all derogatory credit (i.e. collections items, charge offs, judgments, tax liens, etc.) along with proof of payoffs, payments or payment arrangements.
","IsNote":null,"SubmittedVia":"Upload in NMLS: Upload document in NMLS in the Agency Guidance section under Document Type Credit Report Explanations.
","Order":3,"RequirementsCategory":36,"NMLSDocumentUploadType":50,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-09-08T17:29:33.817","Version":10,"ChangeType":"MOD"},{"LicenseTypeID":1042,"LicenseRequirementID":30454,"RequirementText":"If an originator lives more than 75 miles from a licensed physical branch location, the residence may be licensed as a branch office. That branch office will be subject to examination and therefore shall retain all records pursuant to § 37-22-210 (C)(1). Branch and originator licenses must be displayed for public viewing. In addition, all required posting by the federal and state levels must be properly displayed. The licensed Mortgage Lender/Servicer must acknowledge responsibility for and ensure that branch office complies with all federal and state privacy and identity protection.
","IsNote":true,"SubmittedVia":null,"Order":4,"RequirementsCategory":44,"NMLSDocumentUploadType":49,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Amy Gelhaus (amy.gelhaus@bofi.sc.gov)","Modified":"2025-09-08T17:26:04.693","Version":5,"ChangeType":"MOD"},{"LicenseTypeID":1042,"LicenseRequirementID":30455,"RequirementText":"The applicant / licensee is fully responsible for all of the requirements of the license within 120-day for which they are applying. The jurisdiction specific requirements contained herein are for guidance only to facilitate application through NMLS. Should you have any questions, please consult legal counsel.
","IsNote":true,"SubmittedVia":null,"Order":5,"RequirementsCategory":null,"NMLSDocumentUploadType":null,"PostApplicationTaskGenerated":null,"LicenseItemType":null,"AdditionalTaskInfo":null,"ModifiedBy":"Courtney Hill (cgifford@csbs.org) (cgifford@csbs.org)","Modified":"2025-09-08T17:26:04.693","Version":3,"ChangeType":"ADD"}],"Id":22530,"Exception":null,"Status":5,"IsCanceled":false,"IsCompleted":true,"IsCompletedSuccessfully":true,"CreationOptions":0,"AsyncState":null,"IsFaulted":false}